Terms and Conditions

1. Electronic Signatures Required:

All financial transactions and account maintenance requests must be signed electronically by you or an authorized person.

2. Secure Electronic Signatures:

• Use the email address registered with the us to sign documents.
• We'll send instructions to your registered email address.
• We may accept signatures from unregistered email addresses, but we're not obligated to.

3. Authorizing the Chairbord:

• You authorize us to follow your electronically signed instructions for transactions like NEFT, RTGS, etc.
• Electronic signatures are legally binding.

4. Avoid Duplicate Requests:

• Submit requests electronically only once.
• We're not responsible for processing duplicate requests.

5. Understanding the Risks:

• You're aware of the risks involved with electronic signatures and accept full responsibility.

6. Third-Party Involvement:

• We may use third-party platforms for electronic signatures.
• These platforms may store your information.
• We can use your electronic signatures for our records.

7. Authorizing Others:

• You're responsible for ensuring authorized individuals can sign documents on your behalf.

8. Valid Electronic Signatures:

• Ensure your electronic signature is valid and not compromised.

9. Third-Party Platform Risks:

• We're not responsible for any issues with the third-party platform, such as errors or security breaches.

10. Processing Times:

• Processing time may vary depending on the method used.
• For urgent requests, follow up with the bank.

11. Irreversible Instructions:

• Once you submit an electronically signed instruction, it cannot be reversed.
• We may try to reverse transactions, but there's no guarantee.

12. Bank's Right to Reject:

• We can reject instructions that are incorrect, incomplete, or unclear.

13. Information Sharing:

• We may share your information with regulatory authorities as required by law.

14. Tax Implications:

• Electronic fund transfers may be subject to tax regulations.

15. Financial Information:

• The financial information provided is for reference only and not guaranteed.

16. Payment Processing:

• We'll process payments based on your electronically signed instructions if there are sufficient funds.
• We're not liable for delays or failures due to insufficient funds or other circumstances beyond our control.

17. Due Diligence:

• We'll conduct due diligence to validate your requests.
• We're not liable for losses if you fail to maintain confidentiality.

18. Security Risks:

• Sending information electronically has risks.
• We're not responsible for unauthorized access or fraudulent instructions.

19. Understanding and Accepting Risks:

• You're aware of the risks and authorize us to act based on your electronic signatures.

20. Bank's Discretion:

• We can reject or delay processing your instructions at our discretion.

21. Indemnification:

• You agree to protect us from any losses or claims related to our actions based on your electronic signatures.

22. Termination:

• We can terminate the electronic signature facility at any time.

23. Binding Nature of Electronic Signatures:

• Electronically signed communications are legally binding.

24. Account Closure:

• We can close or freeze your account if you provide inaccurate information.

25. Changes to Terms:

• We may modify these terms at any time.